Earn 2x to 3x more with a Premium Finance Captive
A Premium Finance Captive owner can expect to earn 2x to 3x times more than what they might be earning from a 3rd party premium finance company.
Use our calculator to find out how much you’re leaving on the table.
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in revenue
Out of Pocket: {{calculatorCtrl.calculateOutOfPocket() | currency}}
Funding Assistance: {{calculatorCtrl.calculateBankLoad() | currency}}
Return on Investment: {{calculatorCtrl.calculatePercentageReturn()}}%
*Funding assistance is arranged via bank loan.
Compliance Made Easy
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Turn Key Solution
Owning a finance company has never been easier.
Tech Friendly
Easily integrate with your current systems.
A Premium Finance Captive is an entity that facilitates premium financing and is also owned by the insurance entity that owns the policy. This allows the insurance entity to offer premium financing and also profit from interest collected from the loan in addition to other benefits.
Why Every Insurance Entity Should Consider
A Premium Finance Captive
The Problem
High premiums make it more difficult than ever to attract
and retain clients. Carriers, wholesalers, and agents
need to keep clients happy while maximizing revenue from closed deals.
The Solution: Premium Finance Captive
it or not, premium capital financing offers a solution to
all these problems and more.
Benefits of a Premium Finance Captive
- Allows a more flexible way for insured to pay
- Creates a new revenue stream with low risk
- Generates a more predictable monthly revenue stream
- Collect commissions upfront
Why Isn’t Everyone Doing It?
- Lack of awareness
- Fear that it’s too difficult or time consuming
- Lack of experience with licensing and other startup tasks
- Assume the risk outweighs the reward
The Facts
- A Premium Finance Captive owner can expect to earn 2x to 3x times more than
what they might be
earning from a 3rd party premium finance company.
- If you are a carrier, setting up a Premium Finance Captive will allow you to
outperform the returns that
the a carrier would get from its investment portfolio.
Should I Start My Own Premium Finance Company?
A good rule of thumb is if an agency, MGA or carrier finances or direct bills
premium of at least $3 million per
year, it should seriously consider establishing its own premium finance captive.
"Starting a PFC allowed us to effortlessly tap into significant revenue that we were not aware of before."
Jim - Trucking Carrier CEO
Our Captive Premium Finance Program will allow you enjoy significant additional revenue generated through owning a captive premium finance company, but without the headaches of forming and operating it.
Need to contact us?
We are around Monday - Friday:
8:00 AM to 8:00 PM EST
2535 Kettner Blvd #1B2
San Diego, CA 92101
(888) 280-0235